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At LynnLeigh & Company, we believe financial advice shouldn’t sound like a lecture. This blog is where we turn financial questions into clear, meaningful answers. Each post is created to help you feel confident about decisions that affect your future — from planning for retirement and navigating life transitions to making smarter moves with taxes and investments.
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Our monthly blog is written for real people, not finance experts. Whether you're five years from retirement, newly divorced, saving for a child’s education, or just trying to make sense of market headlines, you’re in the right place. We know life doesn’t come with a manual — but good planning helps. And so does having a guide you trust.
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We don’t write fluff, and we definitely don’t do jargon. We write like we talk — with heart, clarity, and a touch of wit. Our goal? To make financial planning more approachable and less overwhelming. You won’t find generic advice here. You’ll find smart guidance grounded in experience — because we’ve been there, too.
Timing is Everything—When Should You Claim Social Security?
Claiming Social Security isn’t just about age—it’s about strategy. Discover why waiting (or not waiting) could mean hundreds of thousands more over your lifetime.
Couples’ Strategies—Coordinating Spousal Benefits for Maximum Impact
For couples, Social Security decisions are a team sport. Learn how coordinating spousal benefits can maximize income and protect your surviving spouse.
A New Kind of Starter Account for the Next Generation
It’s not a 529. It’s more flexible. And it starts with a $1,000 gift from Uncle Sam. Learn how the new starter accounts work—and who should consider funding one.
Tips, Overtime, and Tax-Free Income? Yes—For Now
If you earn tips or overtime, there’s a new tax break you should know about. It won’t last long—and it could make a real difference in your take-home pay.
The SALT Deduction Got a Makeover—Here’s What to Know
The SALT cap is temporarily lifted—but not without strings. If your AGI is under $500,000, this is your moment to get strategic with your deductions.
No, Social Security Still Isn’t Tax-Free
The headlines say Social Security is tax-free. The fine print says otherwise. Here’s how the new deduction works—and how to time your income around it from 2025–2028.
Budgeting Isn’t a Restriction—It’s a Release
Budgeting in retirement isn’t about limits—it’s about freedom. Learn how aligning your spending with your values can bring confidence, clarity, and peace of mind.
Ditch the Budget, Embrace the Buckets
Whether you're nearing retirement or already there, clarity starts with purpose. Learn how to shift from budgeting anxiety to intentional planning using the Now, Later, Never Money framework.
Now Money, Later Money, and Never Money: Organize Your Retirement with Purpose
Retirement planning doesn’t have to feel overwhelming. Learn how to simplify the process using the Now, Later, and Never Money method—an easy-to-understand framework that helps you organize your finances and reduce stress as you move into retirement.
Real Emotions, Real Consequences
You’ve done the math, made the plan—but why does this next chapter feel so unsettling? As retirement nears, emotions often take the wheel, leading to second-guessing, delayed decisions, and missed moments. At LynnLeigh & Company, we believe real emotions deserve real strategies. Let’s talk about what it really takes to move from saving to spending with clarity, confidence, and calm.
Love and Legacy: Protecting What Matters Most
A financial plan with heart is about more than just saving and investing—it’s about aligning your finances with your deepest life goals. Learn how to create a meaningful strategy that secures your future while keeping your values at the forefront.
Love Your Future: Creating a Financial Plan with Heart
Your financial plan should reflect your values—not just your balance sheet. In this blog, we explore how to create a strategy that supports both your financial future and the life you love. It’s time to bring heart into your planning and purpose into your wealth.
A New Year, A New Financial Game Plan
The new year is the perfect time to hit the refresh button on your finances. Reflect on your progress, set meaningful retirement goals, and explore new savings opportunities with LynnLeigh & Company by your side.
Reflect, Realign, and Plan: Building a Retirement You Can Count On
Planning for retirement doesn’t have to feel overwhelming. Learn how to reflect, realign, and plan your way to a secure and fulfilling retirement with the step-by-step guidance of LynnLeigh & Company.
Imagine a Financial Partner Who Truly Understands Your Journey
What if your financial partner truly understood your goals and challenges? Explore how tailored financial planning can help you achieve your vision, one step at a time.
Wrapping Up 2024: Your Year-End Financial Review
Ready to wrap up 2024 with confidence? Discover practical tips and strategies to review your finances, adjust your goals, and start 2025 on the right track.
Preserving Legacies Through Estate Planning: Your Guide to Securing the Future
Estate planning is about more than dividing assets; it’s about preserving your legacy and providing for your loved ones. This guide walks you through the essentials of creating a plan that secures your future, minimizes complications, and honors what matters most to you.
The Longevity Challenge: Planning for a Long, Secure Retirement
Retirement isn’t just a chapter—it’s a journey that can last decades. With people living longer than ever, planning for a long and secure retirement requires more than savings; it demands a thoughtful strategy. In this article, we’ll explore how to prepare for the longevity challenge, from managing healthcare costs to ensuring your financial future stays on track.
Planning for Healthcare in Retirement: Four Key Considerations
Retirement is an exciting time filled with new possibilities, but one aspect that many overlook is healthcare planning. As you approach or settle into retirement, making sure your healthcare costs are covered is crucial to maintaining financial security.
This is where Medicare comes in—but it’s not as simple as signing up and forgetting about it. You need to understand your Medicare options, manage out-of-pocket expenses, and plan for future healthcare needs, all while keeping an eye on inflation and long-term care costs.
Winter, Spring, Summer... and Medicare Open Enrollment: Are You Ready?
From October 15th to December 7th, Medicare participants have the chance to review, update, and optimize their coverage for 2024. While this isn’t the only time you can make adjustments, it’s by far the most flexible window of opportunity.
But remember, Open Enrollment isn’t a “sign-up” period for new Medicare participants—it’s a special window for those already enrolled to make changes that will take effect on January 1, 2024. Let’s break it all down so you can make the most of it!