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At LynnLeigh & Company, we believe financial advice shouldn’t sound like a lecture. This blog is where we turn financial questions into clear, meaningful answers. Each post is created to help you feel confident about decisions that affect your future — from planning for retirement and navigating life transitions to making smarter moves with taxes and investments.
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Our monthly blog is written for real people, not finance experts. Whether you're five years from retirement, newly divorced, saving for a child’s education, or just trying to make sense of market headlines, you’re in the right place. We know life doesn’t come with a manual — but good planning helps. And so does having a guide you trust.
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We don’t write fluff, and we definitely don’t do jargon. We write like we talk — with heart, clarity, and a touch of wit. Our goal? To make financial planning more approachable and less overwhelming. You won’t find generic advice here. You’ll find smart guidance grounded in experience — because we’ve been there, too.
Clarity Comes First
With new rules in place and strong returns behind us, clarity is the first step to good planning. This post highlights the key themes and practical resources in the January Journal to help you prepare for the year ahead.
Diversification Always Matters—Especially After a Strong Year
After a banner year, new rules have changed how planning decisions interact with income and taxes. This post explains why timing matters more now—and how to approach decisions thoughtfully under the OBBBA.
When the Rules Change, Timing Matters More Now
After a banner year, new rules have changed how planning decisions interact with income and taxes. This post explains why timing matters more now—and how to approach decisions thoughtfully under the OBBBA.
When the Rules Change, Even Good Plans Deserve a Review
2025 delivered exceptional market results, but as we head into 2026, new legislation and changing rules are reshaping the planning landscape. This article explains why reviewing a strong plan after a banner year is both normal and smart.
Your Retirement Blueprint Isn’t Complete Without Healthcare
Your retirement plan isn’t complete without healthcare. Here’s how Medicare and long-term care fit into your Blueprint.
Future-Proofing Your Healthcare—Plan Before You Need It
Don’t wait until care is needed. Future-proof your healthcare by planning ahead with strategies that keep you in control.
The Long-Term Care Gap—What Medicare Won’t Cover
Medicare covers some healthcare, but not long-term care. Learn what’s excluded, what it costs, and how to prepare so your retirement stays secure.
Why Medicare Isn’t Set It and Forget It
Medicare isn’t set it and forget it. Here’s why reviewing your plan each year is essential for protecting your health and your wallet.
Divorced? You Might Still Have Social Security Options
If you were married for 10+ years, your ex might still be part of your retirement plan. Discover how divorce doesn’t always mean fewer Social Security options.
Widows and Social Security—Making the Most of Survivor Benefits
Losing a spouse is hard enough—don’t overlook the survivor benefits you’re entitled to. Learn how Social Security strategies can provide long-term security.
Timing is Everything—When Should You Claim Social Security?
Claiming Social Security isn’t just about age—it’s about strategy. Discover why waiting (or not waiting) could mean hundreds of thousands more over your lifetime.
Couples’ Strategies—Coordinating Spousal Benefits for Maximum Impact
For couples, Social Security decisions are a team sport. Learn how coordinating spousal benefits can maximize income and protect your surviving spouse.
A New Kind of Starter Account for the Next Generation
It’s not a 529. It’s more flexible. And it starts with a $1,000 gift from Uncle Sam. Learn how the new starter accounts work—and who should consider funding one.
Tips, Overtime, and Tax-Free Income? Yes—For Now
If you earn tips or overtime, there’s a new tax break you should know about. It won’t last long—and it could make a real difference in your take-home pay.
The SALT Deduction Got a Makeover—Here’s What to Know
The SALT cap is temporarily lifted—but not without strings. If your AGI is under $500,000, this is your moment to get strategic with your deductions.
No, Social Security Still Isn’t Tax-Free
The headlines say Social Security is tax-free. The fine print says otherwise. Here’s how the new deduction works—and how to time your income around it from 2025–2028.
Budgeting Isn’t a Restriction—It’s a Release
Budgeting in retirement isn’t about limits—it’s about freedom. Learn how aligning your spending with your values can bring confidence, clarity, and peace of mind.
Now Money, Later Money, and Never Money: Organize Your Retirement with Purpose
Retirement planning doesn’t have to feel overwhelming. Learn how to simplify the process using the Now, Later, and Never Money method—an easy-to-understand framework that helps you organize your finances and reduce stress as you move into retirement.
Real Emotions, Real Consequences
You’ve done the math, made the plan—but why does this next chapter feel so unsettling? As retirement nears, emotions often take the wheel, leading to second-guessing, delayed decisions, and missed moments. At LynnLeigh & Company, we believe real emotions deserve real strategies. Let’s talk about what it really takes to move from saving to spending with clarity, confidence, and calm.
Love and Legacy: Protecting What Matters Most
A financial plan with heart is about more than just saving and investing—it’s about aligning your finances with your deepest life goals. Learn how to create a meaningful strategy that secures your future while keeping your values at the forefront.