Future-Proofing Your Healthcare—Plan Before You Need It

Healthcare costs are one of the fastest-growing expenses in retirement. They often rise faster than inflation, and without planning, they can derail even the strongest financial strategy.

Why Planning Ahead Matters

✅Costs are lower when you prepare early.

✅Options shrink if you wait until care is needed.

✅Inflation makes tomorrow’s care far more expensive than today’s.

Tools for Future-Proofing

✅HSAs: A powerful way to save pre-Medicare with tax benefits.

✅Dedicated healthcare fund: A Later Money™ bucket set aside for medical expenses.

✅Insurance solutions: Long-term care or hybrid life/LTC policies that give flexibility.

Real-World Example

Mark, a retired teacher, saw his parents’ savings drained by care costs. Determined to do better, he built a healthcare fund and added a hybrid policy. Today, he has peace of mind knowing his children won’t face the same burden.

The Big Picture

Future-proofing your healthcare is about control. It keeps your plan flexible, your options open, and your independence intact.

👉 Next Steps: Let’s run your Blueprint with healthcare built in—so you can stay in control, no matter what the future brings. Want to learn more? Grab a spot on my calendar.

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