When Life Changes, So Can Your Financial Plan

Financial Planning
Written By Kelly Olczak

Life rarely follows a straight line—and when big transitions hit, your financial plan should flex to meet the moment. The June 2025 edition of the LynnLeigh Journal is dedicated to helping you move through seasons of change with clarity, confidence, and support.

This month’s feature article introduces our Now, Later, Never Money™ framework, a simple yet powerful way to organize your finances during times of upheaval—whether it’s divorce, the loss of a loved one, or a sudden job change. We’ve also included a trio of practical handouts to help you identify what needs attention now, what can wait, and where you might need guidance.

You’ll also find a fresh take on this month’s market update—focusing less on the noise and more on the meaningful shifts that matter to your long-term goals. We’ve added a touch of summer fun, too, with ideas to enjoy the best of Rochester this season.

At LynnLeigh & Company, we know that financial decisions are never just about numbers—they’re about people, values, and real-life transitions. This newsletter is designed to help you reflect, take action at your own pace, and feel supported every step of the way.

Let this month’s edition be a pause, a breath, and a gentle nudge forward — We’re glad you’re here.

What Our Clients Are Reading

Featured
Budgeting Isn’t a Restriction—It’s a Release
Budgeting Isn’t a Restriction—It’s a Release

Budgeting in retirement isn’t about limits—it’s about freedom. Learn how aligning your spending with your values can bring confidence, clarity, and peace of mind.

Ditch the Budget, Embrace the Buckets
Ditch the Budget, Embrace the Buckets

Whether you're nearing retirement or already there, clarity starts with purpose. Learn how to shift from budgeting anxiety to intentional planning using the Now, Later, Never Money framework.

Now Money, Later Money, and Never Money: Organize Your Retirement with Purpose
Now Money, Later Money, and Never Money: Organize Your Retirement with Purpose

Retirement planning doesn’t have to feel overwhelming. Learn how to simplify the process using the Now, Later, and Never Money method—an easy-to-understand framework that helps you organize your finances and reduce stress as you move into retirement.

Real Emotions, Real Consequences
Real Emotions, Real Consequences

You’ve done the math, made the plan—but why does this next chapter feel so unsettling? As retirement nears, emotions often take the wheel, leading to second-guessing, delayed decisions, and missed moments. At LynnLeigh & Company, we believe real emotions deserve real strategies. Let’s talk about what it really takes to move from saving to spending with clarity, confidence, and calm.

Love and Legacy: Protecting What Matters Most
Love and Legacy: Protecting What Matters Most

A financial plan with heart is about more than just saving and investing—it’s about aligning your finances with your deepest life goals. Learn how to create a meaningful strategy that secures your future while keeping your values at the forefront.

Kelly Olczak https://www.lynnleighco.com
Next

Budgeting Isn’t a Four-Letter Word: How Big Picture Planning Transforms Cash Flow into Confidence