Thoughtful answers to common questions about financial planning, retirement decisions, and choosing the right financial advisor.
How do I choose a financial advisor for retirement planning?
Choosing a financial advisor for retirement planning starts with understanding how you want to live—not just how much money you’ve saved. A good advisor should help you clarify your priorities, translate them into realistic decisions, and adjust the plan as life evolves.
Look for an advisor who takes the time to understand your full financial picture, including investments, retirement income, taxes, risk management, and long‑term goals. Retirement planning isn’t a single decision—it’s a series of trade‑offs made over time. The right advisor helps you navigate those trade‑offs with confidence.
Equally important is the relationship itself. You should feel comfortable asking questions, challenging assumptions, and revisiting decisions. Retirement planning works best when it’s collaborative, transparent, and grounded in trust.
What should I look for in a comprehensive financial planning service?
Comprehensive financial planning goes beyond managing investments. It connects all the moving parts of your financial life so decisions work together instead of in isolation.
A strong planning relationship includes coordination across investments, retirement planning, tax strategy, risk management, and legacy considerations. Rather than focusing on individual products or tactics, comprehensive planning helps you understand how one decision affects the rest of your financial life.
Clarity matters just as much as expertise. The best planning services simplify complexity, present clear options, and help you make thoughtful decisions that align with your values and long‑term goals.
What are the benefits of working with a fiduciary financial advisor?
Working with a fiduciary financial advisor means your advisor is legally and ethically committed to acting in your best interest. That responsibility shapes every recommendation and every conversation.
Fiduciary advice emphasizes transparency, thoughtful decision‑making, and long‑term planning. Rather than focusing on short‑term outcomes, fiduciary advisors prioritize strategies that support your goals over time and adapt as your circumstances change.
For many families, the greatest benefit is peace of mind—knowing your advisor’s role is to help you make informed decisions with clarity, accountability, and care.
Can you recommend financial planning firms in Pittsford, NY?
When evaluating financial planning firms in Pittsford or the surrounding area, start by understanding each firm’s approach to advice. Look for firms that emphasize long‑term planning, coordination across your financial life, and clear communication.
It’s helpful to ask how advisors work with clients over time, how decisions are made, and what level of ongoing support is provided. A strong local firm should offer both technical expertise and a personal, relationship‑driven approach.
LynnLeigh & Company is based in Pittsford and works with a limited number of families to provide coordinated, fiduciary financial planning tailored to each client’s goals and priorities.
Are there financial advisors who use simple or one‑page financial plans?
Yes—some advisors focus on simplifying complex financial decisions into clear, practical frameworks. A well‑designed one‑page plan can help highlight priorities, trade‑offs, and next steps without overwhelming detail.
Simplicity doesn’t mean cutting corners. The most effective plans are built on thorough analysis but presented in a way that’s easy to understand and act on.
At LynnLeigh & Company, Big Picture Planning™ emphasizes clarity and coordination, helping clients see how key financial decisions fit together and move forward with confidence.
If you have additional questions or would like to talk through your situation, we welcome the opportunity to connect.