Your 2025 Financial Cheat Sheet (Now With OBBB Updates)
If you’re wondering how the One Big Beautiful Bill Act (OBBB) impacts your financial landscape in 2025, you’re not alone—and we’ve got you covered.
This concise, easy-to-read two-page handout pulls together the most important financial data points for 2025, updated to reflect the sweeping changes introduced by the OBBB. It’s not just a tax cheat sheet—it’s a strategic tool for retirees, high-income earners, business owners, and families looking to navigate this new environment with clarity.
Inside, you’ll find:
Federal income tax brackets (with inflation adjustments)
Standard deduction changes, including the new senior bonus
SALT deduction phaseouts and thresholds
Retirement contribution limits (401(k), IRA, HSA)
Capital gains and Medicare surcharges (IRMAA)
Key phase-in/out limits tied to temporary provisions (2025–2029)
Whether you're reviewing your Roth conversion plan, adjusting retirement withdrawals, or helping a family member plan for a newborn, this guide offers a quick way to ground your decisions in hard numbers.
It’s ideal for both clients and DIY planners who want a reference that’s accurate, relevant, and focused on the numbers that matter most this year.