The 2026 Financial Reset Checklist

The start of a new year often brings a mix of optimism, uncertainty, and questions about what — if anything — needs attention. The 2026 Financial Reset Checklist is designed to help you navigate that moment thoughtfully.

This checklist isn’t about making sweeping changes or creating an overwhelming to-do list. Instead, it serves as a structured way to review the areas of your financial life that are most likely to be affected by changing rules, evolving priorities, or life transitions. Even when nothing dramatic has changed, small shifts in tax law, income, or timing can quietly alter how a plan fits.

The checklist walks through key planning categories — including cash flow, taxes, retirement savings, investment allocation, insurance, estate considerations, and upcoming life events — and prompts you to pause and consider whether each area still aligns with where you are today. Some sections may confirm that things are on track. Others may surface questions worth revisiting. Both outcomes are valuable.

Importantly, this tool is not meant to be completed all at once, nor is it a requirement to take action. It’s a reference guide you can return to as questions arise throughout the year. Think of it as a way to organize your thinking, prioritize conversations, and separate what’s truly important from what can wait.

Used thoughtfully, the 2026 Financial Reset Checklist can help you move into the year with greater clarity and confidence — not by reacting quickly, but by reviewing intentionally and making decisions in the right order, at the right pace.