WealthByDesign Academy

Calculate & Evaluate

Welcome to Calculate & Evaluate, your go-to resource for financial clarity! This section of our website offers a variety of calculators and assessments to help you make informed decisions and achieve your financial goals. From retirement planning to investment strategies, these tools are designed to provide quick, actionable insights tailored to your needs.

At LynnLeigh & Company, we understand that navigating financial decisions can feel overwhelming. That’s why we’ve created Calculate & Evaluate—a space where you can explore, crunch the numbers, and gain clarity on questions like:

  • Am I saving enough for retirement?

  • How much will my child’s education cost?

  • What impact will inflation or healthcare expenses have on my future?

Each tool is easy to use, reliable, and aligned with our Big Picture Planning philosophy. While these tools focus on answering specific questions, they are part of a larger journey toward creating a financial plan that works for you.

Whether you're calculating your savings rate, estimating future expenses, or assessing your investment portfolio, these tools are here to simplify complex concepts and empower you with knowledge.

Dive in and start exploring! With Calculate & Evaluate, you’re not just getting answers—you’re gaining confidence in your financial journey.

Calculators

Featured
How to Avoid Underestimating Your Retirement Income: Key Strategies for Financial Security
Retirement Planning
How to Avoid Underestimating Your Retirement Income: Key Strategies for Financial Security
Retirement Planning

Underestimating Retirement Income Needs- Discover the importance of accurately assessing your retirement needs in Part 1 of our series. Learn how to estimate your future expenses to ensure your savings last, avoiding one of the most common retirement mistakes. Start your journey to a secure retirement with us today!

Retirement Planning
The Risks of Over-Relying on Social Security for Retirement
Social Security Income Planning
The Risks of Over-Relying on Social Security for Retirement
Social Security Income Planning

Relying Too Much on Social Security - Explore the risks of over-relying on Social Security in retirement planning. In this video, we discuss why depending too heavily on Social Security can jeopardize your financial security and what steps you can take to build a more robust retirement strategy.

Social Security Income Planning
Overlooking Healthcare Costs: A Common Retirement Planning Pitfall
Healthcare in Retirement
Overlooking Healthcare Costs: A Common Retirement Planning Pitfall
Healthcare in Retirement

Not Accounting for Healthcare Costs - Explore the critical mistake of not accounting for healthcare costs in retirement. In this video, we break down how overlooking these expenses can derail your financial plans and provide strategies to ensure you're adequately prepared for medical costs in your golden years.

Healthcare in Retirement
Overlooked Retirement Risk: Failing to Plan for Longevity
Retirement Planning
Overlooked Retirement Risk: Failing to Plan for Longevity
Retirement Planning

Not Planning for Longevity - Part 4 of our series tackles a vital retirement planning mistake: not planning for longevity. Learn strategies to ensure your savings last as long as you do, and avoid outliving your financial resources. Watch now for practical tips to secure your financial future."

Retirement Planning

Investing Basics

Featured
Portfolio Rebalancing in Action: Lessons from a Real-World Case Study
Investing Basics
Portfolio Rebalancing in Action: Lessons from a Real-World Case Study
Investing Basics

Discover the importance of rebalancing your portfolio in LynnLeigh & Company’s Investor Academy. Through Jessica and Tom's real-life story, learn how regular adjustments keep your investments aligned with your financial goals and risk tolerance. Perfect for both new and experienced investors.

Investing Basics
Decoding Market Movements: A Guide to Navigating Fluctuations
Investing Basics
Decoding Market Movements: A Guide to Navigating Fluctuations
Investing Basics

Join us at LynnLeigh & Company’s Investor Academy as we explore "Understanding Market Fluctuations." Discover what drives market ups and downs, how they affect your investments, and strategies to stay focused on your long-term goals. Equip yourself with the knowledge to navigate market changes with confidence.

Investing Basics
Navigating the Basics of Risk and Return in Financial Planning
Investing Basics
Navigating the Basics of Risk and Return in Financial Planning
Investing Basics

Dive into the fundamentals of investing with our latest episode, "Introduction to Risk and Return." Learn how these key concepts interact, influencing your investment decisions and financial goals. Perfect for both beginners and seasoned investors looking to refine their strategies.

Investing Basics
The Power of Diversification: Strengthening Your Investment Portfolio
Investing Basics
The Power of Diversification: Strengthening Your Investment Portfolio
Investing Basics

Discover Why Diversification Matters in your investment strategy with our latest video. Learn how diversifying your portfolio can help you manage risk, achieve your financial goals, and confidently navigate market fluctuations.

Investing Basics
Mastering the Basics: A Comprehensive Guide to Understanding Investments
Investing Basics
Mastering the Basics: A Comprehensive Guide to Understanding Investments
Investing Basics

Gain a solid foundation in investment principles with our Understanding Investments video. We break down key concepts and strategies to help you make informed decisions and build a portfolio that aligns with your financial goals. Whether you're a beginner or looking to refresh your knowledge, this video is your guide to smarter investing.

Investing Basics

Life Transitions and Financial Planning

Featured
Essential Guide to Inherited IRAs: Key Information for Beneficiaries
Essential Guide to Inherited IRAs: Key Information for Beneficiaries

Learn the essential options for beneficiaries of inherited IRAs. Discover how to maximize your inheritance with the Stretch IRA or 10-Year Rule, and make informed decisions to secure your financial future.

What Our Clients Are Reading

Featured
When Life Changes, So Can Your Financial Plan
Financial Planning
When Life Changes, So Can Your Financial Plan
Financial Planning

A values-based financial planning guide for life’s biggest changes—plus this month’s market update and local summer fun in Rochester.

Financial Planning
Budgeting Isn’t a Four-Letter Word: How Big Picture Planning Transforms Cash Flow into Confidence
Investment Management
Budgeting Isn’t a Four-Letter Word: How Big Picture Planning Transforms Cash Flow into Confidence
Investment Management

We’re flipping the script on budgeting. In this issue, discover how Big Picture Planning™ helps you organize cash flow with confidence—not guilt. Plus: a mid-year market pulse, a brand-new workbook, and joyful ways to savor May.

Investment Management
Through the Noise: Staying Grounded in a Volatile Spring
Investment Management
Through the Noise: Staying Grounded in a Volatile Spring
Investment Management

This month's edition brings clarity to recent market shifts, actionable planning tips for investors near retirement, and a list of spring events to help you unwind.

Investment Management
Smart Tax Moves & Market Insights: Your Guide to 2025 Planning
Tax Planning
Smart Tax Moves & Market Insights: Your Guide to 2025 Planning
Tax Planning

March is here, and with it comes market updates, tax planning strategies for 2025, and a little Irish luck! This month, we break down how new tariff policies and economic uncertainty may affect your investments, plus we share tips to help you maximize tax savings in the year ahead. And for some fun—don’t miss our St. Patrick’s Day recipes!

Tax Planning
Love Your Legacy: The Vital Role of a Comprehensive Estate Plan
Estate Planning
Love Your Legacy: The Vital Role of a Comprehensive Estate Plan
Estate Planning

A comprehensive estate plan is essential for protecting your assets and ensuring your loved ones’ future, especially in today’s uncertain financial climate. Don’t leave your legacy to chance—plan ahead to safeguard your wealth and minimize risks.

Estate Planning